Why adjustable-rate mortgages will be in the sweet spot when the Bank of Canada pivots

Adjustable-rate mortgages will be advantageous when the Bank of Canada changes its rates. Homeowners may see relief in the summer. Variable-rate mortgages offer flexibility in payments, unlike fixed-rate mortgages. Tips for shopping for adjustable-rate mortgages include looking for lenders that offer them, understanding conversion rates, and considering portability limitations.

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