Best Mortgage Rates In Canada For 2026

Top mortgage lenders in Canada offer options tailored to various needs, including low rates, support for self-employed or newcomers, long rate holds, and flexible home equity lines. Mortgage types differ in flexibility, rates, and down payment requirements. The central bank held rates at 2.25%, inflation remained at 2.2%, and housing sales and prices saw slight declines year-over-year.

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