Steps to Secure Your 2026 Home Deposit | Get Your Mortgage for a LilLez!

Set a clear savings goal using a mortgage calculator or broker; aim for at least 5-10% deposit.
Compare savings accounts—challenger banks and building societies may offer higher rates than high street banks.
Consider account types: easy access, fixed-rate bonds, regular savers, notice accounts, and Lifetime ISAs with 25% bonus.
Review income and spending; set up a standing order to make saving automatic and manageable.
Boost savings with hacks: cancel unused subscriptions, try 'no spend' challenges, switch accounts for up to £250, use round-up apps.