Category: Uncategorized
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Outdoor Upgrades That Pay Off: Expert Tips! | Get Your Mortgage for a LilLez!
Land Clearing Benefits – Improves curb appeal – Easier upkeep with cleared land – Increases property value and usability Forestry Mulching Advantages – Cost-effective for clearing small vegetation – Preserves roots, reducing erosion risks – Creates a "park-like" backyard scene
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12 Essential Tips for First-Time Home Buyers
Buying your first home in Canada can be both exciting and overwhelming. Key tips for first-time buyers include saving strategically for a down payment, understanding what you can afford to borrow, and improving your credit score. It's essential to calculate your debt service ratios and prepare for the mortgage stress test. Comparing mortgage options and…
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Tips for Turning a Fixer-Upper Into Dream Home | Get Your Mortgage for a LilLez!
Evaluate the fixer-upper's potential by considering the location and identifying any hidden structural issues through inspection.Ensure the existing layout and foundation align with your vision, focusing on homes that need mainly cosmetic changes.
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Toronto Mortgage Market: Delinquencies up 170% | Get Your Mortgage for a LilLez!
Mortgage delinquencies in the Greater Toronto area surged 170% in 2024, raising market concerns. Serious delinquency rates increased 42% in Q3 2024, highlighting issues within the housing market.
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Declining interest rates not enough to revive Ontario’s rental apartment construction
The Canada Mortgage and Housing Corporation reports a 13% decline in total housing starts in the Toronto area in early 2024 compared to 2023, with rental apartment starts falling by 40%, particularly in Toronto where they dropped by half. High financing costs and declining rents are making rental developments unviable. Although apartment completions increased slightly,…
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Home Inspection Checklist Every Buyer Needs! | Get Your Mortgage for a LilLez!
Roof Inspection – Look for signs of damage or aging – Conduct up-close assessments, not just visual checks – Ensure no unforeseen expenses post-purchase – Verify roof and structural warranties Foundation and Structure – Look for cracks, settling, or moisture infiltration – Assess structural integrity – Identify deferred maintenance issues early
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Real Estate Investing: Essential Tips for Newbies | Get Your Mortgage for a LilLez!
Conduct detailed inspections to uncover hidden issues and avoid costly repairs later. Select locations with strong amenities and growth potential for successful Real Estate investments.
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Will Ottawa’s New Mortgage Rules Help You Buy in GTA? | Get Your Mortgage for a LilLez!
Ottawa's new mortgage rules aim to assist homebuyers in the Greater Toronto Area (GTA). Eliminating the 20% downpayment requirement for $1M to $1.5M homes increases accessibility.
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Tips for a Smooth Home Selling Experience | Get Your Mortgage for a LilLez!
Being well-prepared with a conveyancer and mortgage lined up can help avoid delays. Working with estate agents ensures your home is priced correctly and presented well for buyers.
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Fall Home Selling Tips: Make It Work for You! | Get Your Mortgage for a LilLez!
Focus on Fall Curb Appeal – Keep the lawn pristine and shrubs trimmed – Add fall-themed floral accents like potted mums Highlight Home Maintenance – Inspect and clean the HVAC system – Service the furnace – Clear gutters of leaves and debris – Ensure windows and doors are sealed