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Toronto invests $245M to create over 10,800 new homes citywide!” “3,200+ rental homes funded, including 963 deeply affordable and supportive units.” “Interest-free loans plus 1,000+ property tax breaks make homes more affordable long-term.” “230+ housing projects underway, delivering 9,500+ homes, 70% affordable or rent-controlled.” “City is using public land and new partnerships to accelerate housing…

Home equity grows as mortgage decreases and property values rise, creating financial opportunities. Equity can fund renovations, basement suites, or down payments without dipping into savings. Renting secondary units in cities like Toronto or Vancouver increases monthly cash flow and property value. HELOC or home equity loans provide low-interest access to capital for investments or…

Slide 1 💡 Shopping for mortgages won’t ruin your credit—if done within 14–45 days properly. Slide 2 📊 Credit scoring models group multiple mortgage inquiries into one single check during that window. Slide 3 💰 Even a small rate difference can save thousands over your mortgage’s lifetime. Slide 4 🏠 Comparing offers helps you lower…

Sales expected to increase as confidence returns and interest rates stabilize. Prices to rise slowly, driven by strong demand and limited new supply. Delayed condo projects may restart, especially near transit hubs. Rent growth continues, but at a slower pace due to increased completions. Foreign investor interest likely to return as market stabilizes.

Toronto condos? Barely moved—but they’re holding steady in a shifting market. Prices crept up just 0.1% last quarter. Still going strong. The long game? Toronto’s condo prices are up 24% since 2019. Even when things cool, Toronto real estate doesn’t flinch. Buyers playing it smart are locking in now—before the next wave hits.

Canadians juggle mortgages amid rates, tariffs, and economic uncertainty. Rates split opinions: 32% expect increases, 27% decreases, 29% think they’ll stay steady. Experts say advice is key to making confident, informed mortgage choices aligned with goals. Bank of Canada warns 2025–26 payments may rise 6–20%, varying by mortgage type. Experts urge personalized advice for renewals;…

Central bank held rates for the third straight time, keeping the overnight rate at 2.75%. Decision follows rising inflation (1.9%) and a strong job report (+83,800 jobs), reducing the likelihood of a cut. Ongoing U.S.–Canada trade tensions under Trump’s tariffs are creating uncertainty and upward inflation risks. Scotiabank and RBC predict no more cuts in…

BoC’s neutral rate is 2.75%, aiming to balance growth without overheating or stalling. Scotiabank sees rates holding at 2.75% through 2025, then easing to 2.0% in 2026. Home sales expected to rise 6.3% in 2026, reaching nearly 500,000 across Canada. Average home prices likely to climb to $697,929 in 2026—up 3% from this year. CREA…