Category: Uncategorized
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Boost Your Property Value: 7 Outdoor Upgrades That Deliver Maximum ROI
Outdoor spaces can significantly enhance property value, offering high returns on investment (ROI) for renovations. Improvements like patios, landscaping, and outdoor kitchens can yield returns of up to 150%. Key trends include multi-functional spaces, outdoor offices, and sustainable landscaping. Strategic design elements, such as built-in seating and privacy features, further boost value. Cost-effective upgrades, like…
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Protecting your passion: Why Toronto’s small businesses should consider insurance
Many Toronto small business owners neglect business insurance, risking operations against unexpected events. A TD Insurance survey shows 40% lack coverage, despite 20% viewing temporary shutdowns as a major liability. Concerns about costs and management delay insurance acquisition. TD Insurance offers customizable policies, while Tangerine Bank provides low-fee investment options amid economic uncertainty. Continue to…
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How to Protect Your Home From Ice Storm | Get Your Mortgage for a LilLez!
Insulate pipes and maintain stable heating to prevent freezing and bursting during ice storms. Keep gutters, grates, and drainage systems clear to avoid ice buildup and potential water damage.
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Ontario: Where to Find Smart-Priced Homes | Get Your Mortgage for a LilLez!
Sault Ste. Marie offers a market-friendly cost of living with smart-priced homes and excellent outdoor activities.North Bay provides great value housing and access to Lake Nipissing for boating, fishing, and scenic views.
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5 tax incentives Canadian homeowners should take advantage of
Owning a home in Canada is costly, but tax credits and benefits can provide financial relief. Amid a cost of living crisis, homeowners are seeking ways to renovate their properties. The Canada Revenue Agency (CRA) offers several tax incentives, including the MHRTC, which allows up to $50,000 in renovations for a secondary unit, and the…
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Will 2.5% Interest Rates Be Locked in Until 2027? | Get Your Mortgage for a LilLez!
The Bank of Canada is projected to cut rates to 2.50% by July, until early 2027 before increasing it. Canada’s GDP is forecasted to grow 1.8% in 2025, with housing strength as the biggest upside factor.
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9% Yields: Why Private Mortgage Funds Shine | Get Your Mortgage for a LilLez!
In Canada’s current investment landscape, private mortgage funds offer a 9% yield, outperforming fixed-income options. These funds pool investor capital to provide loans to borrowers who don’t qualify for bank financing.
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Ontario backs down on electricity surcharge after Trump threatens 50% tariffs
Premier Doug Ford announced the suspension of an electricity surcharge aimed at U.S. states after President Trump threatened 50% tariffs on Canadian steel and aluminum. Following a productive conversation with U.S. officials, Ford plans to meet in Washington to address trade concerns. Despite the suspension, the surcharge remains an option if negotiations fail. The trade…
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Happy April Fool’s Day | Get Your Mortgage for a LilLez!
Breaking news! Interest rates at pre-pandemic levels, mortgage rates at all-time low, announces Fed. It's a dream come true for homebuyers who have been waiting for the perfect time to enter the market! Dream on… Happy April Fool’s Day!
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House rich, cash poor? Here are two ways you can tap into your most valuable asset
A Statistics Canada report reveals that 43% of Canadians' assets are in their homes, prompting interest in unlocking home equity. The most common method is a home equity line of credit (HELOC), allowing homeowners to borrow against their equity. Recently, Home Equity Sharing Agreements (HESA) have emerged, enabling homeowners to access cash in exchange for…