Category: Uncategorized
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Happy Canada Day | Get Your Mortgage for a LilLez!
To all Canadians around the world, a very happy Canada Day to you all. This day commemorates the unification of the three North American British colonies. Canada Day is a celebration of a united Canada and examining its defects, past and present, should not lead us to overlook its strengths. So let’s pour our hearts…
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How to Choose a REALTOR® | Get Your Mortgage for a LilLez!
Define goals: Determine property needs, first-time buyer, investment, or selling, before choosing a REALTOR®. Verify credentials: Ensure the REALTOR® is licensed and a member of a Real Estate board or association.
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Ontario’s Mortgage Delinquency Reaches $1B | Get Your Mortgage for a LilLez!
ON's total mortgage balance in "severe delinquency" exceeded $1B for the first time. Mortgages in severe delinquency are double the pre-pandemic levels.
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How to Find a Buyer’s Agent | Get Your Mortgage for a LilLez!
Speak to friends, local business owners, and check for "sold" signs in desired neighborhoods.Look for agents who’ve successfully closed transactions in the area where you’re looking to buy.
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Guide to Successful Co-Buying | Get Your Mortgage for a LilLez!
Among first-time homebuyers, 77% purchase with others: Spouse (61%) Parents (16%) Friends (11%) Siblings (7%) Buying with someone, especially if unmarried, warrants consideration of legal agreements for property rights.
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Can You Get a Mortgage in Ontario With Bad Credit? | Get Your Mortgage for a LilLez!
Even with low credit, you can still buy a house in Canada, the housing market is expected to rebound in 2024.To build a strong mortgage application, focus on improving your credit score; understanding how credit score is calculated is key.
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Home Insurance: Get the Coverage Before It’s Too Late | Get Your Mortgage for a LilLez!
Rising construction costs outpace home insurance adjustments, leaving many homeowners underinsured after disasters. Increased natural disasters and insurer pullout in vulnerable areas limit homeowners' options and drive up costs.
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Happy Father’s Day | Get Your Mortgage for a LilLez!
Approximately 2.5 billion Father's Day cards are sent each year. Neckties have become a popular traditional gift for Father's Day. "World's Greatest Dad" is a popular Father's Day phrase. Breakfast in bed is a common Father's Day treat. Wishing a fantastic Father's Day to all the dads who strive to be the best versions of…
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Toronto rent reporting group applauds government’s plan to include rent payments towards credit score.
A rent reporting company in Toronto supports the government's plan to include rent history in credit scores. The proposal aims to help renters by allowing on-time rent payments to be considered in credit reports. This initiative is seen as a positive step towards improving credit scores for renters and increasing access to financial opportunities. Continue…
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How Will Lower Rates Impact Mortgages and Housing? | Get Your Mortgage for a LilLez!
Interest Rate U-turn – Rates rose since March 2022 – Recently ↓ 0.25% – Borrowers to pay ↓, savers earn ↓ Savings Rates: – Prepare for ↓ rates – Factors: overnight rate, market, competition – Rates ~4%, likely to ↓