Mindblown: a blog about philosophy.

Switching from variable to fixed mortgages avoids penalties and locks in predictable monthly payments for financial stability.Variable rates fluctuate with the economy, while fixed rates remain constant throughout the mortgage term.

The Bank of Canada lowered interest rates to 3%, reducing borrowing costs for mortgages and loans. New mortgage rules allow 30-yr amortizations for new builds, lowering monthly payments for homebuyers.

U.S. tariffs on Canadian products will lead to higher home and vehicle insurance premiums in Ontario. Automotive and construction sectors, heavily reliant on steel, will experience immediate effects from tariffs.

Sharing expenses with friends or family, like splitting groceries or carpooling, helps reduce costs. Establishing an emergency fund ensures financial security; aim to save 3-6 months of expenses.

Nowruz is a 3,000-year-old festival, making it one of the oldest in the world. Haft-Sin is a Nowruz table, featuring 7 symbolic items, all beginning with "sin" and representing different aspects of life. Nowruz celebrated by over 300M worldwide, including Iran, Afghanistan, Tajikistan, Uzbekistan, Azerbaijan, and many more. Nowruz is a time for forgiveness and…

Mortgage discharge confirms repayment completion, removing the lender's legal claim to your property. The discharge process involves the borrower, lender, and land title office, with varying rules by location.

Bundle home and auto insurance to access multi-policy discounts and save significantly. Claims-free homeowners may qualify for discounts, rewarding a history of responsible insurance use.

St Patrick's Day is the day we all turn a bit Irish. 13 million pints of Guinness are consumed worldwide on St. Patrick's Day. Green is now the traditional color of St. Patrick's Day.