Mindblown: a blog about philosophy.
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How to Save for a House
To save for a house, first determine an affordable price range. Set a specific savings goal, starting with the down payment. Common mortgages include conventional loans (down payment as low as 3%), FHA loans (3.5% down), VA loans (no down payment for eligible borrowers), USDA loans (no down payment for rural areas), and jumbo loans…
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Is Private Mortgage Investing Right for You? | Get Your Mortgage for a LilLez!
Private mortgages offer a unique opportunity for investors seeking high-yield, fixed-income returns with real estate exposure.Private lending provides short-term mortgage financing for borrowers who don’t qualify for traditional bank loans.
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Happy Victoria Day | Get Your Mortgage for a LilLez!
The holiday has been observed since 1845, as a celebration to honour Queen Victoria. The day unofficially signals the start of summer for many Canadians. It is celebrated with parades and fireworks in some cities. Sending our warmest wishes to everyone for a happy and peaceful long weekend.
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Toronto: 14th in Canada for Apartment Rental Interest | Get Your Mortgage for a LilLez!
Toronto's rental market is heating up, jumping six spots to 14th in renter interest nationwide. With a renter interest score of 64.2, Toronto surpasses Guelph, Hamilton, and Kitchener in Ontario rankings.
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Toronto Condos: Buyer Trends Shift Sharply | Get Your Mortgage for a LilLez!
Condo sales surged in Toronto: Condos make up 60% of transactions in Toronto, contrasting with 25% across Ontario.Toronto’s market differs from the province: Condo sales in Toronto rose 20%, while other property types saw only a 4% increase.
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Happy Mother’s Day | Get Your Mortgage for a LilLez!
Mother's Day is a celebration honoring the mother of the family or individual, as well as motherhood, maternal bonds, and the influence of mothers in society. The origins of commemorating motherhood dates back to the Ancient Greeks, where in spring festival, they celebrated the goddess Rhea, considered the Mother of the Gods. Anna Jarvis’s lobbying…
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How Will Canada Respond to Rising Tariffs? | Get Your Mortgage for a LilLez!
US tariffs on Canada: A 25% tariff on most imports and 10% on energy products took effect March 5, 2025. BoC response: Predicted interest rate cuts to 2% by July 2025 could lower mortgage costs and boost housing demand
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Which Toronto Districts Are Truly the Best? | Get Your Mortgage for a LilLez!
Danforth: Family-friendly with good schools, parks, and easy transit access. Average house price: $1.3M North Riverdale: Safe with ranked schools and scenic green spaces. Average house price: $1.5M
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New report finds Ontarians paying more in taxes under Ford government
A report from the Fraser Institute reveals that the provincial tax burden per Ontario resident, adjusted for inflation, is now higher than during the previous Liberal government. Tax revenue has steadily increased, rising from 12.1% of GDP in 2017/18 to a projected 13.4% in 2025. The per-person tax burden increased from $8,736 to $9,307, with…
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Summer Sales: A Win-Win for All | Get Your Mortgage for a LilLez!
Late spring and early summer offer the best opportunities for sellers to maximize home sale prices. Buyer demand peaks before summer vacations and the school year, creating more competition for homes.
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