{"id":13,"date":"2026-09-09T17:00:00","date_gmt":"2026-09-09T17:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/lezgomez-ca\/2026\/09\/09\/will-canadian-mortgage-rates-stay-stable-in-2026-get-your-mortgage-for-a-lillez\/"},"modified":"2026-09-09T17:00:00","modified_gmt":"2026-09-09T17:00:00","slug":"will-canadian-mortgage-rates-stay-stable-in-2026-get-your-mortgage-for-a-lillez","status":"publish","type":"post","link":"https:\/\/www.lezgomez.ca\/blog\/2026\/09\/09\/will-canadian-mortgage-rates-stay-stable-in-2026-get-your-mortgage-for-a-lillez\/","title":{"rendered":"Will Canadian Mortgage Rates Stay Stable in 2026? | Get Your Mortgage for a LilLez!"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/lez\/candian-mort-stable\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>With over two decades navigating the lending landscape, I keep a close watch on the factors shaping your mortgage experience. Right now, the Bank of Canada policy rate holds at 2.25%, and most industry forecasts suggest we\u2019ll see interest rates remain largely stable through 2026. Canada\u2019s prime rate is hovering near 4.45%, and with inflation at about 2.3%, current signals suggest borrowing costs are likely to hold steady rather than drop dramatically. What does this mean for you? By the end of 2026, about a third of Canadian mortgage holders are expected to encounter higher payments when it\u2019s time to renew. For those with 5-year fixed mortgages up for renewal, the average payment increase could be around 20%, reflecting the end of those ultra-low pandemic-era rates. Having financed thousands of deals, I understand how these shifts can impact your financial planning\u2014and I\u2019m always here to help you find a solution that fits your situation.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>With over two decades navigating the lending landscape, I keep a close watch on the factors shaping your mortgage experience. Right now, the Bank of Canada policy rate holds at 2.25%, and most industry forecasts suggest we\u2019ll see interest rates remain largely stable through 2026. Canada\u2019s prime rate is hovering near 4.45%, and with inflation [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-13","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/posts\/13","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/comments?post=13"}],"version-history":[{"count":0,"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/posts\/13\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/media?parent=13"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/categories?post=13"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/tags?post=13"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}