{"id":15,"date":"2026-09-11T11:00:00","date_gmt":"2026-09-11T11:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/lezgomez-ca\/2026\/09\/11\/bank-of-canada-explores-rate-cuts-impact-on-housing-solutions\/"},"modified":"2026-09-11T11:00:00","modified_gmt":"2026-09-11T11:00:00","slug":"bank-of-canada-explores-rate-cuts-impact-on-housing-solutions","status":"publish","type":"post","link":"https:\/\/www.lezgomez.ca\/blog\/2026\/09\/11\/bank-of-canada-explores-rate-cuts-impact-on-housing-solutions\/","title":{"rendered":"Bank of Canada Explores Rate Cuts\u2019 Impact on Housing Solutions"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>With more than 20 years in lending and underwriting, I\u2019ve seen firsthand how shifts in monetary policy ripple through the housing market. Recent Bank of Canada research highlights a challenging reality: when interest rates drop, we see an immediate surge in housing demand, but the supply of new homes lags behind\u2014often by two years or more. While cheaper financing may seem like a win, it can actually push prices higher, especially when construction costs stay elevated. In practice, this means that rate cuts alone don\u2019t solve housing affordability issues. Navigating these complexities takes experience and a tailored approach\u2014something I\u2019ve honed across thousands of successful financings.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/betterdwelling.com\/bank-of-canada-research-warns-rate-cuts-can-worsen-affordability\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>With more than 20 years in lending and underwriting, I\u2019ve seen firsthand how shifts in monetary policy ripple through the housing market. Recent Bank of Canada research highlights a challenging reality: when interest rates drop, we see an immediate surge in housing demand, but the supply of new homes lags behind\u2014often by two years or [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-15","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/posts\/15","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/comments?post=15"}],"version-history":[{"count":0,"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/posts\/15\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/media?parent=15"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/categories?post=15"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/tags?post=15"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}