{"id":22,"date":"2026-09-19T16:00:00","date_gmt":"2026-09-19T16:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/lezgomez-ca\/2026\/09\/19\/find-the-best-fixed-mortgage-rates-in-canada\/"},"modified":"2026-09-19T16:00:00","modified_gmt":"2026-09-19T16:00:00","slug":"find-the-best-fixed-mortgage-rates-in-canada","status":"publish","type":"post","link":"https:\/\/www.lezgomez.ca\/blog\/2026\/09\/19\/find-the-best-fixed-mortgage-rates-in-canada\/","title":{"rendered":"Find the best fixed mortgage rates in Canada"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>With over two decades in lending and underwriting, I&#039;ve seen firsthand how government bond yields play a central role in shaping Canada\u2019s 5-year fixed mortgage rates\u2014currently holding them above 4%. The lowest insured rate right now is at 4.09%. It\u2019s important to remember that fixed mortgage rates move with bond yields, not the overnight rate. While variable rates are lower at the moment, many are steering clear due to the uncertainty around payment changes. My experience navigating countless deals has shown me that understanding these dynamics is key to finding the right fit for your mortgage needs.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.ratehub.ca\/best-mortgage-rates\/5-year\/fixed\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>With over two decades in lending and underwriting, I&#039;ve seen firsthand how government bond yields play a central role in shaping Canada\u2019s 5-year fixed mortgage rates\u2014currently holding them above 4%. The lowest insured rate right now is at 4.09%. It\u2019s important to remember that fixed mortgage rates move with bond yields, not the overnight rate. [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-22","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/posts\/22","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/comments?post=22"}],"version-history":[{"count":0,"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/posts\/22\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/media?parent=22"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/categories?post=22"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/tags?post=22"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}