{"id":28,"date":"2026-09-25T16:00:00","date_gmt":"2026-09-25T16:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/lezgomez-ca\/2026\/09\/25\/the-best-fhsas-in-canada-for-2026\/"},"modified":"2026-09-25T16:00:00","modified_gmt":"2026-09-25T16:00:00","slug":"the-best-fhsas-in-canada-for-2026","status":"publish","type":"post","link":"https:\/\/www.lezgomez.ca\/blog\/2026\/09\/25\/the-best-fhsas-in-canada-for-2026\/","title":{"rendered":"The best FHSAs in Canada for 2026"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>With over 20 years in lending and underwriting, I\u2019ve seen firsthand how new programs like the First Home Savings Account (FHSA) can open doors for first-time buyers. The FHSA allows Canadians to save up to $40,000 tax-free toward their first home, with an annual contribution cap of $8,000. What stands out here is the dual advantage: contributions are tax-deductible and withdrawals remain tax-free, making it a truly flexible path to homeownership. Plus, if you don\u2019t use the funds, you can transfer them to your RRSP without penalty\u2014offering a smart backup plan. Having financed thousands of deals, I know how important it is to leverage every tool available when planning your first purchase.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.moneysense.ca\/save\/investing\/fhsa\/best-fhsas-in-canada\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>With over 20 years in lending and underwriting, I\u2019ve seen firsthand how new programs like the First Home Savings Account (FHSA) can open doors for first-time buyers. The FHSA allows Canadians to save up to $40,000 tax-free toward their first home, with an annual contribution cap of $8,000. What stands out here is the dual [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-28","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/posts\/28","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/comments?post=28"}],"version-history":[{"count":0,"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/posts\/28\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/media?parent=28"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/categories?post=28"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/tags?post=28"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}