{"id":7,"date":"2026-09-03T10:00:00","date_gmt":"2026-09-03T10:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/lezgomez-ca\/2026\/09\/03\/most-mortgage-renewers-report-higher-rates-get-your-mortgage-for-a-lillez\/"},"modified":"2026-09-03T10:00:00","modified_gmt":"2026-09-03T10:00:00","slug":"most-mortgage-renewers-report-higher-rates-get-your-mortgage-for-a-lillez","status":"publish","type":"post","link":"https:\/\/www.lezgomez.ca\/blog\/2026\/09\/03\/most-mortgage-renewers-report-higher-rates-get-your-mortgage-for-a-lillez\/","title":{"rendered":"Most Mortgage Renewers Report Higher Rates | Get Your Mortgage for a LilLez!"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/lez\/mortgage-renewal-rates-remotion-videos-764d\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Among Canadians whose mortgage rate changed at renewal since Early-Q1 2025, 82% renewed at a higher borrowing cost, while 13% secured a lower rate.<br \/>\nAmong Canadians who renewed since Early-Q1 2025, 45% said mortgage costs took at least half their monthly household budget, showing heavier household budget pressure.<br \/>\nThat strain included 40% putting 50% to 70% of household budgets toward mortgage payments, while 5% spent &gt;70% of their monthly budget.<br \/>\nFor borrowers whose fixed rate changed, 5-yr fixed terms were most common at 40%, while 3-yr terms followed closely at 35% in Canada.<br \/>\nYounger homeowners faced greater pressure: among Canadians ages 18 to 34 whose rate changed, 90% renewed at a higher mortgage rate at renewal.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Among Canadians whose mortgage rate changed at renewal since Early-Q1 2025, 82% renewed at a higher borrowing cost, while 13% secured a lower rate. Among Canadians who renewed since Early-Q1 2025, 45% said mortgage costs took at least half their monthly household budget, showing heavier household budget pressure. That strain included 40% putting 50% to [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-7","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/posts\/7","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/comments?post=7"}],"version-history":[{"count":0,"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/posts\/7\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/media?parent=7"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/categories?post=7"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lezgomez.ca\/blog\/wp-json\/wp\/v2\/tags?post=7"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}