Mid-year outlook for Canada’s housing market: Between correction and recovery

With over two decades in lending and underwriting, I’ve seen how shifts in the market play out over time. Looking at Canada’s housing market as we head toward 2026, I’m encouraged by early signs of recovery: resales are on the rise, inventory levels have stabilized, and price declines are slowing down. While 2027 will bring its own hurdles—like changes in immigration policy and rising interest rates—a modest rebound is still on the horizon. My experience navigating thousands of financing deals has shown me that even in complex times, there’s always a way to align your goals with the evolving market.