With more than two decades navigating lending and underwriting, I’ve seen firsthand how central bank decisions can shape borrowing opportunities. Right now, we’re in an environment where the Bank of Canada is taking a cautious approach—balancing inflation that’s just above the 2% target, while the economy shows signs of excess supply. Rate cuts could be on the table, but only if economic growth takes a real downturn or inflation consistently dips below target. Most projections point to inflation holding steady near 2% through 2026, meaning interest rates are likely to remain unchanged for much of the year. As always, I’m focused on helping you find lending solutions tailored to your unique needs as the market evolves.
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